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Mortgage Advisor & Brokers
In Dublin, Ireland

For over two decades, our experienced team of mortgage brokers have been helping people all over Dublin and Ireland secure mortgages. We are committed to simplifying the entire mortgage process for you.

Streamine the management of your mortgage application – from beginning to end, all in one place. Our team of friendly and dedicated mortgage advisors are here to help you every step of the way.

Voted No. 1 Best Mortgage Brokers Dublin at

Voted Top 2 Mortgage Broker Cork at


We’ve been helping people get mortgages for almost 20 years and have a team dedicated to making the whole process as easy as possible for you. Effortlessly manage the progress of your mortgage application – from beginning to end, all in one place. Our team of expert advisors are here to help you.

Voted No. 1 Broker Dublin at and Voted Top 2 Broker Cork at

As Easy as 1, 2, 3!

1. Speak with a mortgage
broker for a free

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2. Complete your details
with our easy online
mortgage application

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3. Upload your mortgage application documents and get a great mortgage

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Our Services

First Time Buyer
Moving House
Switching / Remortgaging

Get Advice on Various Mortgage Rates

Green Mortgage Rate

This mortgage gives you a lower rate if your home saves energy. The lender checks this using the home’s Building Energy Rating (BER). If your home’s BER is B3 or better, you can get a Green mortgage rate, which means you pay less. You can ask our adviser about Green mortgage rates.

Fixed Mortgage Rate

A fixed rate mortgage keeps the interest rate the same for a specific period, so your monthly payment amount is always predictable. This makes financial planning simpler and helps you avoid any surprises from interest rate increases. Get expert advice on fixed mortgage rates with our professionals.

Variable Mortgage Rate

The interest rate on this type of mortgage can increase or decrease based on the mortgage lender’s Standard Variable Rate. Each lender sets their own variable rate, which generally changes in line with Market Conditions and Competition. For an estimate of how much the mortgage rate can vary and the merits of taking a variable rate, please contact a MortgageLine adviser.

our google customer reviews on mortgage broker and advisor services in Dublin Ireland

Review on Trustpilot

The service we received from MortgageLine was great. My partner and I were both first time buyers so were unfamiliar about the whole process of getting a mortgage. Michael Ivory helped us along the way, he gave great guidance and was always quick to answer any questions we had. If there were ever any issues he was quick to resolve them. The Completions team were also very helpful when it came to getting documents in and signed to close. We would recommend.

Gavan Sheridan

Delighted with how Nicholas Penny dealt with our case! We were dealing with banks directly and it became really stressful until we've found MortgageLine. They made the process so simple, and the outcome - our family home 🙂

Constanza Nivello

I cannot recommend MortgageLine highly enough. I'm self employed and had a complex application and I went to my own bank and MortgageLine - MortgageLine managed to get me by far the highest mortgage amount at an equally good rate. Their customer service was top notch and they supported me through every step of the buying journey, hiccups and all. I don't think we'd have been successful in our purchase without their help.

Brian Fallon

We have asked Mortgage Line help with switching our mortgage from variable to fixed and we got an excellent service and brilliant, prompt advise. We worked with Jan Pawel who has been absolutely fantastic throughout the process and helped us secure a good deal in a moment of global financial instability with so many interests increases from the ECB. Would highly recommend Mortgage Line and would definitely ask their help in the future.


I worked with MortgageLine to purchase my first house in Dublin. The agent that dealt with my case, Kevin was very professional, knowledgeable, respectful and prompt. I had loads of questions as a first time buyer and they helped answer all. They gave me the right advice at the right time and things worked fine with them. If I had another house to buy, I would definitely do business with them again. Well done Mortgage Line team, you guys are awesome and are helping people fulfil dreams.

Kola Omole

An excellent experience. Kevin Fitzharris and the Completion team were outstanding. The team was very helpful and supportive. Full communication, clear in what needs to be provided to the bank. Kevin was more than helpful, constantly keeping us informed, explaining everything so clearly which made the whole process easy. Managing everything and getting positive results from any requests. I have no hesitation in recommending MortgageLine. Thank you all!

Arola Familusi

We would like to thank the whole MortgageLine team for all your support and hard work they have provided to us with regards to mortgage. Buying an apartment was smooth and easy with all the support we received. And we would like to send special thanks to our advisor Natasza for the amazing work she has done, supporting us on every single step of our journey, answering our questions and getting through all the formalities extremely efficiently. It's been a pleasure working with you.

Jacek W

"Mortgage Line are definitely someone you need to talk to before getting a mortgage having the widest and most advantageous insurance offer.
We have deal with Stephen Hamilton he comes highly recommended and is an excellent loan navigator. If he says the loan can be approved, you can trust that it will. Stephen was in constant contact with us to let us know where our loan was up to."

Liliana & Stefan

We would really recommend Mortgageline and in particular Kevin who helped us to switch our mortgage earlier this year. Although we were somewhat familiar with the process, we had a lot of questions and Kevin was very responsive via email and calls. We managed to get a great deal which was in no small part to Kevin. We would recommend him to friends and family in the future.

Jacqueline Sweeney

"MortgageLine was absolutely amazing and helped me a lot in the last 6 months for not only getting a top-notch mortgage but also helping me with a lot of additional things i.e. finding the right solicitor, getting a house insurance, finding a surveyor etc.
I'm certain that the process would have been 10 times more difficult without MortgageLine and I can't thank them enough! They were always approachable, easily explained everything to me and just made the whole process very smooth. I really can not recommend MortgageLine enough! Thank you!"

Georg Riedlbauer

I recently approached MortgageLine in order to switch mortgage provider. I dealt with Kevin Fitzharris throughout the whole process and I could not recommend him highly enough. He is incredibly knowledgeable and spent plenty of time discussing all options and giving me advice. He was very pro-active about updating me at all points and was happy to answer any queries I had - nothing was too much trouble. Many thanks to Kevin and all the team at MortgageLine!

Grace O'Grady

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What People Ask About Our Services?

Our clients frequently ask us various questions. Some of them are listed below:

Why Should I Consider Using MortgageLine as My Mortgage Broker in Dublin?

At MortgageLine, we offer you access to various banks and mortgage lenders, ensuring you can compare options, rates, and terms efficiently. Our team of experts guides you through the complex mortgage procedures, providing personalised service tailored to your financial situation. This not only saves you time but often results in better rates and more favourable terms due to our access to exclusive deals. As the best mortgage broker in Dublin (as voted at, we are also known for our services for first time buyers, remortgages, and many others.

How Does MortgageLine Assist Me During the Home Moving Process?

We understand that moving homes is a significant transition, and managing your mortgage should be the least of your worries. As the most trusted mortgage advisor in Dublin, we help you whether you want to transfer your existing mortgage or need to find a new one that better suits your new circumstances. You can also contact us to discuss your borrowing capacity and begin your application through our secure online portal. 

Once you’ve secured your deposit and provided all necessary information, we’ll recommend the best mortgage lender for you and proceed with the application. If approved, you’re set to start house hunting, with most approvals remaining valid for up to six months and extendable for up to a year. After finding the right property, we will help finalise your application and secure a Formal Loan Offer, which your solicitor will need to proceed.

I Am a First Time Buyer. Can You Tell Me About the Eligibility Criteria for the First Home Equity Scheme?

The First Home Equity Scheme offers the following key guidelines and requirements:

  • Applicants must be first-time buyers over 18 and must secure mortgage approval from a participating lender. 
  • The scheme requires a minimum equity share of either 2.5% or €10,000 of the property’s purchase price, whichever is less.
  • The maximum funding provided by the scheme can be up to 30% of the property’s purchase price.
  • Participants can combine the First Home Equity Scheme with the Help to Buy scheme. When both schemes are used, the maximum equity stake that the First Home Equity Scheme will take is capped at 20%.

What Are the Ways to Prove My Income to Secure a Self-Employed Mortgage?

Here are several ways to substantiate your income according to guidance from MortgageLine:

  • If self employed, you must provide detailed accounts to show your financial stability and income sources like profits and dividends.
  • Submit business and personal bank statements to demonstrate your income and spending patterns.
  • An employer letter and recent payslips can serve as direct evidence of income for those drawing a regular salary from a company. Even if you’re a sole trader without formal payslips, other documents can still outline your income streams.
  • You must have a Revenue Notice of Assessment document that reveals your yearly net profit before tax, which is crucial for loan affordability checks.
  • An official letter from your accountant confirming that your tax affairs are up-to-date can also support your mortgage application by providing assurances about your financial compliance and status.

It’s crucial to work with our mortgage brokers in Ireland, who understand the complexities of self-employed incomes.

What Should I Consider Before Remortgaging?

Before remortgaging, consider the following key factors:

  • Check for early repayment charges on your current mortgage, particularly within a fixed-rate period. These fees can be substantial.
  • Understand that increasing your loan amount to release equity (e.g., for home improvements) will raise your monthly payments. However, these improvements also increase your property value and improve your loan-to-value ratio, potentially leading to better interest rates.
  • Seek flexible mortgages, like payment holidays or the option to make overpayments. This is particularly useful if your financial situation changes or your fixed-rate term ends.

As one of the best mortgage brokers in Ireland, we can help you deal with these considerations effectively.

Will I Need a Solicitor?

When purchasing a new property or remortgaging an existing one, it’s essential to deal with the legal complexities involved. This process, known as conveyancing, requires the expertise of a solicitor who will handle all legal aspects. Your solicitor will receive a loan offer and a legal pack from your mortgage lender. Once everything is in order, they will proceed to request and draw down the mortgage funds on your behalf. If you’re in need of a reliable solicitor in your area, don’t hesitate to ask your MortgageLine Adviser for recommendations.

How Long Does It Take to Get Mortgage Approval?

Securing a mortgage approval generally begins with your phone call to our mortgage adviser, who can provide a preliminary estimate of your approval timeline. Generally, it takes about 10 days to confirm formal approval, but this can vary based on your specific circumstances and the details of your application. Once your application is submitted, we gain a clearer understanding of the time required for formal approval. Different mortgage lenders have varying processing times, with initial approvals ranging from 5 to 20 working days, depending on which lender we approach.